Welcome back to the dispute.ae podcast. I’m Paul, and this is episode thirty-seven.

Last episode, we separated inspection, acceptance and final payment. Today, we follow the money—from payment instruction and beneficiary to receipt, project and developer ledger.

As always, this is general information, not legal advice.

A common dispute starts simply: the buyer says, “I paid,” but the developer cannot locate the payment or has allocated it to another instalment, charge or unit. Sometimes the beneficiary or IBAN also differs from current project information.

Do not start with accusations. Start with the transaction.

For every payment, record the instruction date, amount, currency, purpose, beneficiary, bank, IBAN, reference, project and unit. Prese ...