This interview features John “Jack” Kelly, a senior real estate advocate who discusses the strategic use of reverse mortgages, specifically Home Equity Conversion Mortgages (HECM), to support aging in place. Kelly clarifies that homeowners retain their property titles and explains that these loans do not require monthly principal or interest payments, making them a flexible tool for funding home modifications or personal investments. The conversation dispels common myths, such as the fear of losing one's home or leaving heirs with debt, by highlighting FHA protections and the non-recourse nature of the loans. Kelly emphasizes that because these mortgages allow seniors to access home equity without the burden of immediate repaymen ...