In this completely unfiltered video, Shawn from The Annuity Expert breaks down everything you need to know about qualified annuities. He explains that funding an annuity with pre-tax dollars from a 401(k), 403(b), 457(b), Thrift Savings Plan (TSP), or IRA creates a qualified annuity. Because these accounts are already tax-deferred, placing an annuity inside a qualified account does not give you an extra layer of tax deferral. Instead, the true value of a qualified annuity lies in its contractual insurance guarantees: 100% principal protection, elimination of stock market risk, and guaranteed lifetime income.

Shawn also reveals a major strategy for married couples: while you cannot legally have joint owners on an Individual Retirement Account (IRA), you can add a Guaranteed Lifetime Withdrawal Benefit (GLWB) rider to an IRA annuity with a jo ...