In this completely unfiltered video, Shawn from The Annuity Expert gives you an exclusive look at insider data gathered from 18 years of frontline experience. With a 300-foot view tracking over 1,500 different annuity contracts across the United States, Shawn names the exact companies he actively avoids—and why you should, too.

Shawn drops a massive truth bomb regarding company size and financial health. He flags several prominent "teeny-tiny" carriers, revealing that some of these heavily marketed online MIGA and SPIA companies operate with as few as 13 to 30 total employees nationwide! (To put that in perspective, your local McDonald's has a larger staff). Shawn details why you should strictly avoid B-rated carriers that lack long-term operational track records, pointing out companies facing massive down-ratings or frantically searching f ...