In this video, Shawn Plummer from The Annuity Expert goes on a brutally honest rant about the massive traps hidden inside "commission-free" annuities! Shawn gives a candid breakdown of how standard annuity commissions actually work—they are built into the product's actuarial design and are paid by the insurance company, never out of your pocket!

Shawn exposes the two biggest traps in the industry right now:

1️⃣ Direct-to-Consumer (D2C) Platforms: Companies like Canvas Annuity and Gainbridge offer slightly higher interest rates by cutting out the agent. However, Shawn explains why this is a massive gamble. These are often "itty bitty" companies with just a handful of employees trying to aggressively buy business. If they mismanage their funds, they could go bankrupt, leaving your life savings tied up in receivership!

2️⃣ Fee-Base ...