In this video, Shawn Plummer from The Annuity Expert goes on a brutally honest rant about one of the most frustrating rip-offs in the financial industry: the "Fee-Based" Annuity. Shawn candidly answers the question, do annuity agents charge fees? The answer is NO! A true independent annuity broker gets paid a commission directly by the insurance company—meaning their advice is 100% free to you, and it never reduces your principal or your guaranteed interest rates!

Shawn exposes the massive trap of traditional financial advisors charging an "Assets Under Management" (AUM) fee on annuities. Because products like MYGAs and Fixed Index Annuities literally manage themselves and guarantee you can never lose money to the market, paying someone 1% every single year just to check a box on an anniversary form is an absolute scam! Discover wh ...