In this video, Shawn Plummer from The Annuity Expert goes on a brutally honest rant about why the old-school mentality of living strictly off interest no longer works. While 2026 interest rates are sitting at 5% to 6%, those rates will inevitably drop. When your MYGA term renews in a few years at 3% or 4%, your income will plummet just as the cost of groceries, property taxes, and healthcare doubles due to inflation! You will be forced to drastically downsize your lifestyle.

Shawn reveals the vastly superior alternative: using a Guaranteed Lifetime Withdrawal Benefit (GLWB). With annuity payouts currently at their highest levels since the 1990s, you can lock in a permanent 7% to 12% lifetime payout. Shawn explains how to use an increasing income rider to contractually fight inflation, ensuring your purchasing power stays strong for the rest ...