Welcome to Fast Friday Q&A on Real Easy Medicare with Al Kushner! In this episode, Al tackles a wide range of Medicare questions from enrollment timing to coverage details, providing clear, concise answers you can act on immediately.

1. Coverage Start Dates
   • Part A/B begin the first day of your 65th birthday month (or prior month if born on the 1st) when enrolled during IEP
   • MA and Part D plans start January 1 during open enrollment; SEP start dates vary
2. Keeping Your Doctor
   • Original Medicare + Supplement: see any provider accepting Medicare
   • MA: must use network doctors except emergencies; verify participation by phone
3. Missed Enrollment Windows
   • Locked into MA until next OEP (Oct. 15–Dec. 7) unless qualifying SEP; MA ...