Welcome to Tips & Tricks Thursday on Real Easy Medicare with Al Kushner! In this episode, Al delivers 18 immediately actionable strategies to streamline your Medicare experience and protect your health and wallet.

1. Medicare Card Protection
   • Carry photocopies or phone photos, not your original card
2. Provider Directory Double-Check
   • Call offices to confirm plan acceptance and new-patient status
3. Annual Wellness Visit Timing
   • Schedule early in the year; a visit doesn’t count toward your deductible
4. Part D Out-of-Pocket Cap
   • Track spending toward the $2,000 true out-of-pocket limit; gap eliminated
5. Summary Notice Review
   • Compare dates, services, and provide ...