Welcome back to Real Easy Medicare with Al Kushner! In this special Wisdom Wednesday episode, Al draws on forty years of expertise to share insider tactics and lesser-known tips that can transform your Medicare experience from merely surviving to truly thriving.

1. Strategic Plan Switching
   • Shop every year during Annual Open Enrollment (Oct. 15–Dec. 7)
   • Compare Maximum Out-of-Pocket (MOOP) limits, not just premiums and deductibles
2. Hidden Medigap Enrollment Rights
   • Guaranteed issue periods when retiree coverage ends or you move out of plan service areas
   • Act promptly to avoid medical underwriting
3. Network Realities in Medicare Advantage
   • “Acceptance” doesn’t guarantee availability—call providers to confirm they’re taking ne ...