Today, we’re digging into one of the most common and most important retirement questions:

How much can I safely withdraw each year without running out of money?

You may have heard of the 4% Rule, introduced in 1994 by financial researcher William Bengen — but today’s markets, interest rates, and retirement lifestyles look very different than they did then. Which means the right withdrawal strategy needs to be flexible, intentional, and personalized to your life.

In this episode, Brian covers:

• What the 4% Rule Actually Means: Where it came from and why it became a benchmark in retirement planning.
• Why There’s No One-Size-Fits-All Number: Your withdrawal rate should reflect your income ne ...