In this episode, we break down the volatile history and dramatic 2025 overhaul of the Public Service Loan Forgiveness (PSLF) program. Originally created under the College Cost Reduction and Access Act of 2007 to help public servants eliminate debt after 120 qualifying payments, the program has faced scrutiny for years due to a denial rate that once reached 99%.

Tune in as we discuss:

• The 2025 Overhaul: We analyze President Donald Trump's March 7, 2025, executive order, Restoring Public Service Loan Forgiveness, which directs the removal of organizations with a “substantial illegal purpose” from eligibility.

• New Exclusions: We detail the rules finalized on October 30, 2025, which expand government power to disqualify employers involved in activities such as aiding illegal immigration ...