Join us for a deep dive into the Traditional IRA, a foundational retirement vehicle established by the Employee Retirement Income Security Act of 1974. Once described as "the biggest tax break in history," this account allows eligible individuals to make tax-deductible contributions and grow their investments without being taxed on transactions or profits until withdrawal.

In this episode, we cover:

• Tax Mechanics: How Traditional IRAs differ from Roth IRAs, specifically comparing pre-tax contributions against the tax-free withdrawals of a Roth.

• Contribution Limits & Eligibility: We break down annual contribution caps—such as the $6,000 limit for 2019–2021—and explain how income levels affect your ability to deduct contributions if you also have a workplace retirement plan.

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