This week, I sat down with Gregory Guilmin to talk about stock market tutorials.

Greg’s journey is honest 👇

📉 Summer 2013 He starts investing by buying stocks that had lost 50%+ of their value. The logic? “At some point, it should rebound.” The reality? Too much risk. Too much emotion.

➡️ At one point, 100% of his portfolio was in a single stock.

Even with a PhD, he learned something crucial: 👉 Beating the market consistently is extremely hard.

📊 Today, his approach is radically different:

• 94% in passive ETFs (10 ETFs total)
• The same amount invested every single month
  • 105 months in a row since May 2017

💡 His investment framework is simple but powerful:

1️⃣ Define your time horizon

2️⃣ Know your volatility tolerance (can you han ...