#104 : Student loans - with Dr. C...

#104 : Student loans - with Dr. Cedric.B.Howards

Money Chill Out di Mariekafinot

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🎓💰 Why Student Loans Are More Than Just a Personal Issue

This week on @Money Chill Out podcast, we tackle a topic affecting 45 million Americans and counting — student loans — with @Cédric Howard.

📊 With $1.7 trillion in debt and average balances nearing $29,000, this isn’t just a financial problem — it’s a political, planning, and priority issue.

In this episode #104, we unpack: ✅ Why state funding cuts triggered a tsunami of student debt ✅ Misconceptions — yes, anyone can end up with student loans ✅ The true cost of borrowing at 8–16% interest rates ✅ Smart strategies to manage or defer payments ✅ Why forgiveness is politically power ... 

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moneyfinancial literacydebtmoney mindsetfinancial empowermentmoney mistakesstudent loan