This episode concentrate on the financial inclusion and opportunities available to individuals, particularly non-citizens and non-residents, who possess an Individual Taxpayer Identification Number (ITIN). These sources confirm that ITIN holders are legally permitted to pursue wealth-building strategies, including opening various investment accounts—such as Personal Brokerage Accounts and IRAs—with major financial institutions to participate in the stock market. Furthermore, an ITIN enables individuals to apply for accounts with regulated brokers like OANDA and eToro for trading, and it also serves as a foundation for establishing a credit history through mechanisms like secured credit cards and reporting on-time rent payments. Conversely, the housing market presents significant difficulties, as  ...