The news just keeps coming! This week, we’re breaking down the new Chase Freedom Flex Q4 bonus categories, including why dining and groceries could make this an especially lucrative quarter. We also talk about Qatar making it easier to book award flights for friends and family, a huge 70% Chase-to-Marriott transfer bonus, reported delays with some Amex transfers, and a pretty painful Wyndham devaluation.

Plus, Chase is celebrating the Sapphire Reserve’s 10th anniversary with new limited-time perks and credits. We go through what’s included, which ones we think are actually useful, and how we might take advantage of them. And finally, we clear up the difference between joining Wonderland Besties through Patreon versus subscribing through Apple Podcasts—and why we wanted to give you both options.

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