In today’s episode, we tackle a common question: "Can I add money to my 403(b) after I retire?" The short answer? No — you can't contribute to a 403(b) after retirement since contributions must come from active employment income. But don’t worry! There are still ways to keep growing your retirement nest egg after you leave the workforce.

We’ll explore a few smart strategies for boosting your retirement savings even after you’ve stopped working full-time. First, we’ll discuss contributing to an IRA, either Traditional or Roth, which allows you to make tax-advantaged contributions if you’re earning part-time or consulting income. Next, we’ll dive into nonqualified annuities, which can provide tax-deferred growth without contribution limits, making them a flexible option for retirees. Finally, we’ll cover how rolling over your 403(b) into an I ...