Richard has been working in the Risk and Compliance industry for 20 years. He's had varying experiences with consultancies, telecommunications and finance companies. His latest role was Head of Risk and Compliance at Pay.UK.Richard talks about his journey, a few things we took away from this conversation were:

• If you want something, go and get it
• Qualifications aren't everything
• Risk skills are transferable to any market
• Be curious and ask for opportunities