This episode delivers a direct, faith-centered message to retirees who feel pressure from inflation, taxes, market volatility, and cultural shifts. Jay Peroni, CFP explains that many families are under financial strain as rising costs erode purchasing power while traditional retirement strategies fail to address today’s economic realities. He warns that many retirees rely on outdated assumptions about markets, Social Security, and taxes, leaving them vulnerable to sequence-of-returns risk, rising healthcare costs, and Required Minimum Distribution surprises.

A major theme of the episode is stewardship and alignment. Jay highlights that many investors unknowingly fund companies and causes that conflict with their values through traditional retirement accounts. He explains Faith Investor Services’ “Screen & Clean” approach, which seeks to ...