In this week's episode, Jay Peroni, CFP®, explores what truly makes retirement fulfilling, not just financially stable. The episode reframes retirement as a life design project, rooted in stewardship, purpose, and faith.

The first segment focuses on inflation and its quiet but powerful impact on retirees. Jay explains that inflation rarely shows up as a crisis; instead, it erodes lifestyles slowly through higher everyday costs. Even modest inflation can force subtle compromises: fewer trips, less time with family, or postponed dreams. While Social Security cost-of-living adjustments help, Jay reminds listeners that Social Security is a “seatbelt, not the engine.” It provides safety, but it cannot drive a fulfilling retirement on its own.

Healthcare inflation receives special attention, as Jay notes that medical costs don’t f ...