The Department of Labor is finalizing a rule that would let 401(k) plans hold private equity, private credit, real estate, and crypto for the first time — one of the biggest structural shifts to retirement investing in decades. In this episode, host Geil Thompson breaks down what's actually changing, what it means for your fees and liquidity, and why a 3,000-year-old passage from Ecclesiastes already laid out the case for not betting everything on one unfamiliar asset. General education only — not personalized investment, tax, or legal advice.

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