In this episode of the EY India Insights Podcast, Shreejit Menon, CEO, Niwas Housing Finance Limited, discusses the transformation of India’s housing finance sector and the growing potential of affordable housing.

He shares insights on how urbanization, digital adoption and data-driven underwriting are reshaping the industry, while highlighting the importance of governance, customer trust and technology-enabled growth.

Key insights include:

• Why affordable housing is emerging as a major growth opportunity
• How predictive analytics is strengthening risk management
• Bridging credit gaps in Tier 3 and Tier 4 markets
• Driving profitability through discipli ...