Your home is the largest asset most of us will ever build, and one of the most underused tools in retirement planning.

In this episode, Dan sits down with Ken Pitts, a 33-year veteran mortgage lender and author of Kinetic Wealth, to dismantle everything you think you know about reverse mortgages. They walk through what home equity actually is, why most Americans treat it as untouchable, and how federal reform has quietly transformed the reverse mortgage into a legitimate portfolio protection tool. Ken shares a powerful client story of honoring a dementia patient's last wish, the math behind why a line of credit grows when you leave it alone, and the strategic case for tapping home equity during market downturns.

Chapters:

• 00:00 — Hook: Putting your largest asset to work
• 01:50 — Welcome and me ...