critical developments from late 2025, focusing on significant domestic and foreign policy shifts under the second term of the Trump administration. The key takeaways are:

• Impending Healthcare Crisis in Pennsylvania: The convergence of expiring federal Affordable Care Act (ACA) subsidies and substantial insurance premium hikes is creating a severe affordability crisis for Pennsylvanians. With an average out-of-pocket premium increase projected at 102%, residents are resorting to extreme measures, including remarriage for spousal coverage, while many are considering forgoing insurance altogether.

• Economic Disruption from Penny Elimination: The Trump administration's move to eliminate the U.S. penny to cut costs has created significant uncertainty for retailers. In the absence of federal guidance on rounding cash transactions, busin ...