Could the normalization of debt (student loans, credit cards, Klarna) be reframed as "stealing from your future self?" Debt is not a tool; it is a shackle. When you swipe that card for something you can't afford, you aren't buying it. You are stealing money from your future self to pay for your current feelings.

Have you ever seen a gazelle run from a cheetah on Nat Geo? It’s not jogging. It’s not "vibing." It is running for its life. Desperate situations require desperate answers.

When you have no payments, you have cash flow. And when you have cash flow, you can be generous.

Stop borrowing from your future:

• Stop the Bleeding: Cut the cards. Delete the Afterpay app.
• Run Like a Gazelle: Get mad at it.
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