One vacation rope swing reportedly resulted in $53,500 in medical expenses—offering cruisers an expensive reminder of why the right travel-insurance coverage matters. GFree also breaks down Royal Caribbean’s limited-time double loyalty-points promotion and Holland America’s new balcony cabins designed for solo travelers.

Plus, a Princess ship investigates a mysterious drifting lifeboat off Alaska, Royal Caribbean and The Wiggles support tree planting in Australia, and severe storms trigger flight disruptions and airline waivers across the Northeast. Today’s Travel Tip explains what to check before purchasing emergency medical and evacuation coverage.