Cash Grab

Cash Grab

di Benchmark Ledger Solutions
ImprenditoriaNo-Profit
Stagione 2
Tool Spotlight: Covered California / Healthcare.gov Walkthrough
Healthcare.gov is one of those websites that's gotten a lot better over the years, but can still feel like a maze the first time you're in there without an HR department guiding you. Today I'm going to walk you through it step by step, so when open enrollment comes (or if you're newly self-employed right now) you know exactly what you're doing.
S2 · E8
20 lug 2026
5:00
Disability Insurance: The Coverage New Business Owners Almost Always Skip
Quick question. If you couldn't work for three months because of an injury or illness, what would happen to your personal finances? For most business owners, the honest answer is: it would be bad. Really bad. And yet disability insurance is probably the most skipped coverage among self-employed people. Today we're going to talk about why that's a problem and what to do about it.
S2 · E7
13 lug 2026
4:03
Health Insurance When You're on Your Own — Your Real Options
For a lot of people, one of the scariest parts of leaving a traditional job isn't the income uncertainty. It's losing the health insurance. And honestly? That fear is legitimate. Health insurance as a self-employed person is expensive, confusing, and the options feel overwhelming. But here's the thing — it's not as impossible as it seems once you actually understand what's available to you. Let's walk through your real options.
S2 · E6
6 lug 2026
4:27
Tool Spotlight: YNAB (You Need a Budget) for Business Owners
Most budgeting apps are built for people who know exactly how much money they're going to make this month. If you're a business owner, you are not that person. And that's why most budgeting apps feel useless to you after about two weeks. YNAB is different. And today I'm going to tell you why.
S2 · E4
22 giu 2026
4:15
The Emergency Fund Problem: How to Build One on an Unpredictable Income
"Save three to six months of expenses in an emergency fund." You've heard that advice a hundred times. And it's good advice (for someone with a steady paycheck). But when you're a business owner and your income swings from great to rough and back again, that advice kind of falls apart. How do you save consistently when there's nothing consistent about your income? That's what we're solving today.
S2 · E3
15 giu 2026
4:21
Pay Yourself First — And Actually Mean It
Let me ask you something. When you got paid at your last job, did you have to think about whether you'd actually pay yourself that week? No. It just happened. The money showed up. Now that you run a business, that automatic paycheck is gone. And a lot of business owners end up paying everyone else first — vendors, software subscriptions, contractors, taxes — and whatever's left over at the end of the month is what they personally live on. Which sometimes is nothing. Today we're fixing that.
S2 · E2
8 giu 2026
4:07
Welcome to Cash Grab — Why Your Personal Finances Suffer When You Start a Business
Cash Grab with Benchmark Ledger Solutions is a podcast focused on helping business owners with their personal finances. Season 2 brings a refreshed format, new topics, and guest interviews, released every Monday.
S2 · E1
1 giu 2026
3:29
Stagione 1
How using a basic font can save your business money
Have you ever noticed the fonts offered by each software is always different? In today's podcast episode Kimi is going to talk about the benefits of using generic fonts, suggesting a few for reference, and emphasizing the importance of brand consistency. If you enjoyed today's podcast episode, please check out the Cash Grab podcast, where we upload new episodes Monday and Wednesday, talking about different ways small businesses, nonprofits, and individuals alike can save money. __ Cash Grab is a podcast hosted by Benchmark Ledger Solutions. On Cash Grab we discuss various money bleeding situations, and offer tips to helps save your business, nonprofit, or self from spending more money than you have to. If you like learning about ways to save money, or how to launch your business for the cheapest dollar amount possible, Cash Grab is the perfect podcast for you! Cash Grab has new episodes released every week on Monday and Wednesday, offering money saving tips that can be in the form of methods, programs, services, tips, tricks, and software. Benchmark Ledger Solutions is a bookkeeping and analysis firm that works exclusively with businesses and nonprofits generating under $1 million in annual revenue. We offer more resources for business and nonprofit owners alike on benchmarkledgersolutions.com/articles
S1 · E8
12 mag 2026
10:46
Unlock Free SBA Resources: Mentorship, Contracts, and Grants for Small Business Owners
The Small Business Administration offers powerful free resources most business owners never use. In this episode of the Benchmark Ledger Solutions podcast, founder Kimi Witherell reveals how the SBA can accelerate your business growth through mentorship, government contracts, grants, and networking opportunities. What You'll Discover: Free Mentorship Programs - Connect with experienced mentors who provide one-on-one guidance on business planning, financial management, and growth strategies at no cost. Small Business Directory - Get listed in SBA directories to increase visibility, connect with potential partners, and reach customers actively seeking small business solutions. Government Contract Opportunities - Learn how to compete for federal contracts worth billions in annual revenue. Kimi explains set-aside programs, eligibility requirements, and how to position your business for government contracting success. Grant and Funding Programs - Navigate the SBA's funding landscape, understand what opportunities actually exist, and discover legitimate funding sources for your business. Perfect for: Small business owners seeking growth resources and expert guidance Entrepreneurs interested in government contracting Nonprofits looking for funding and support programs Anyone wanting to leverage free government resources Kimi breaks down each program in clear, practical terms—no government jargon, just actionable information you can use immediately. Learn how to apply, what documentation you need, and which SBA resources align with your business stage. Whether you're launching or scaling toward $1 million in revenue, the SBA has tools designed to help you succeed. Stop leaving money and resources on the table—discover how the Small Business Administration can become your partner in business growth.
S1 · E6
19 gen 2026
7:02
Build Credit From Scratch: Why Self is the Best Credit Builder Loan for New Businesses and Individuals
Building credit without existing credit feels impossible—but it doesn't have to be. In this episode of the Benchmark Ledger Solutions podcast, founder Kimi Witherell explores credit builder loans and reveals why Self stands out as the top solution for individuals and business owners looking to establish or improve their credit score. What You'll Learn: If you're starting a business, rebuilding your financial foundation, or simply don't have established credit history, this episode is essential listening. Kimi breaks down everything you need to know about credit builder loans and how Self makes the credit-building process accessible and effective. Key Topics Covered: What are credit builder loans? Understanding how these specialized loans work differently from traditional loans and why they're designed specifically for credit building How Self works from application to completion, with a step-by-step walkthrough of the process Why Self is the best option compared to other credit builder loan providers in the market The benefits for consumers including flexible payment options, savings features, and credit reporting to all three major bureaus Real credit score impact and what to expect from using Self's credit builder loan program Who should use Self whether you're establishing first-time credit, recovering from past credit issues, or building business credit foundations Perfect for: New business owners who need to establish business and personal credit Side hustlers preparing to scale and need better credit for funding options Young professionals building credit for the first time Anyone recovering from credit challenges and looking for a proven path forward Entrepreneurs who want to strengthen their financial profile before seeking business loans Why Credit Building Matters for Business Owners: Your credit score affects everything from business loan approvals to vendor terms and lease agreements. Kimi explains how investing in a credit builder loan now can unlock better financial opportunities for your business later—and why Self's structure makes it the most effective tool for the job. Self's credit builder loans help you build credit while simultaneously building savings, creating a dual benefit that traditional credit products can't offer. Learn how this innovative approach can transform your financial future without requiring existing credit or a large upfront investment. Whether you're launching your first business, growing a side hustle into a full-time venture, or simply want to take control of your financial health, this episode provides actionable insights and a clear path forward. Discover why thousands of Americans trust Self to build their credit—and how you can start building yours today.
S1 · E5
14 gen 2026
11:07
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