What if you didn’t graduate high school… and still became a bank Vice President and successful business owner?

In this episode of the Brews & Cruise Podcast, Chris Jacobson sits down with Terri Klonecki to break down her unconventional path to success. As the 15th child in her family, Terri learned early how to be independent—and that mindset carried her from opening a hair salon at 21 to climbing the ranks in banking and eventually becoming a Vice President at Pigeon Falls State Bank.

Today, she owns Formgraphics, a manufacturing company in Winona, Minnesota, where she quickly scaled the business to record success within just two years.

This conversation dives into entrepreneurship, leadership, small business growth, and success without a college degree, while highlighting the power of hard work, organization, and giving ba ...