In this episode of Bartelle's Money Talk, Theresa Bartelle sits down with Mel Stubbs, a seasoned financial planner at Christie Capital Management, to help federal employees and future retirees understand what they MUST know before stepping into retirement.

📌 What You’ll Learn:

• The 10 key financial decisions every federal employee should make before retirement

• How early retirement options and RIFs (reduction in force) are impacting federal workers

• The truth about Social Security timing and legacy planning

• Tax-saving strategies with Roth vs. Traditional 401(k)/TSP

• Why proper portfolio allocation matters before and after retirement

 ...