In today's episode, James answers some questions regarding his thoughts on Direct Recognition, Reduced Paid-Up insurance, how smoking/vaping can affect your policy, graduating before loans are paid, and more. As always, we hope you enjoy and thank you for listening!

Today's Questions:

0:22 - Against Direct Recognition?

3:30 - RPU to get back insurability eaten by the PUA

6:10 - How smoking affects a policy

8:57 - Why haven't I heard about this before?

10:23 - How to explain IBC® to friends and family.

11:30 - Graduating before loans are paid

The Q&A series is designed to help you become more knowledgeable in the Infinite Banking Concept®.

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