Debt isn’t the enemy. Ignorance about loans is.

💡 The Rich Person’s Rule: Borrow only when ROI > Loan Interest.

• Good Debt → assets, real estate, business growth.
• Bad Debt → gadgets, credit cards, lifestyle creep.

📊 Over 60% of billionaires use leverage as their silent weapon for growth. ❌ The poor borrow to flex. ✅ The rich borrow to multiply.

Debt isn’t the enemy—it’s how you use it.

📌 Billionaires borrow smart: • Elon Musk took $60M in property loans while staying liquid • Mukesh Ambani raised $2.9B in loans without selling assets