Guest: Brad Davis, Founder of 1 Source Insurance Advisors

Host: Stephanie Highfill

Runtime: 25:45

What we cover in this episode:

Brad's background starting at Farmers Insurance in 2005 and growing a commercial book of business from $200,000 to $2 million in two years. Why he eventually left captive insurance to start his own independent agency. How 1 Source operates as the "Small Business Insurance Department" for owner-operators and companies with fewer than 50 employees. The real difference between what business owners think their policy covers versus what it actually covers. A breakdown of general liability, workers' compensation, and what your commercial lease likely requires you to carry. The 1099 vs. W2 debate and what actually determines whether someone is classified as your employee from an insurance standpoin ...