We've been in the studio (a bit later than planned!) for the fourth (almost) fortnightly episode of The Payments Paddock, Stable's fortnightly podcast bringing you three recent fintech/payment stories we think UK SMEs and finance teams should know about. This week, the three stories covered are: UK Payments Initiatives squares up to Mastercard & Visa hegemony, the UK government dumps Stripe in favour of Adyen for payment processing and the first forays into Agentic Commerce prompt Craig and Al to discuss what actual problem it's trying to solve...