If you’re on an income-driven repayment plan and you’re not 100% sure what path you’re on, you could be walking into a six-figure mistake.

Kristin sits down with Kaitlin Hile (PharmD, BCCP) to answer the student loan questions clinicians keep asking—what’s happening with SAVE, how RAP works, how recertifying income changes your payment, and how people accidentally end up in taxable loan forgiveness with a massive tax bill.

Inside, you’ll hear:

• What’s actually replacing SAVE and what to expect with RAP
• The recertification detail most people miss (tax return vs pay stub)
• How pre-tax moves can lower your payment (when you recertify the right way)
• The PSLF eligibility check that prevents “false confidence”
• The difference between PSLF vs taxable forgiveness, and why the tax bill shocks people
 ...