Most people believe their salary will keep growing every year… but what if that’s the biggest financial illusion?

In this episode, we break down why your income isn’t as stable as it looks — and how AI, layoffs, and longer lifespans are changing the rules of financial security.

Ravi Handa shares practical insights from building, selling, and rebuilding businesses — and explains why relying only on your salary could be one of the biggest risks in today’s world.

We cover:

• Why your salary behaves more like equity than a fixed income
• How layoffs and AI are changing long-term career stability
• The real challenges of achieving FIRE in India
• Why most people get misled by financial advice
• Whether going abroad actually improves your financial future
• Why “passive income” is often misunders ...