Insurance and emergency funds may not be the most exciting financial topics—but they could be the most important. In this episode of The Financial Seeds Podcast, host Jim Dray Westbrook sits down with personal injury attorney Danielle Miller to discuss why protecting yourself and your family is a critical part of building long-term financial wellness. Together, they break down the role of insurance, the importance of emergency savings, and practical steps anyone can take to prepare for life's unexpected moments.