Is buy-to-let finished for the everyday investor… or are we all just reading the market wrong?

In this episode of The Bungalow, Kim and Nicky go head-to-head in a rare, unfiltered debate on the future of the UK’s most talked-about investment strategy. One of us believes BTL is now a “hassle asset class” with razor-thin margins, endless regulation and a shrinking upside. The other argues it remains one of the strongest long-term wealth vehicles available — if you understand how to adapt.

Inside, we break down:

• Why rising interest rates, Section 24 and EPC reforms are pushing small landlords out
• How big players like Lloyds and John Lewis are quietly reshaping the market
• The fundamentals that still make buy-to-let powerful — leverage, capital growth and generational demand ...