It Pays To Have Good Credit

It Pays To Have Good Credit

por Christopher Stirgus

Mortgage approval with bad credit (Ft Phil Ganz)

👉 In this video you’ll learn: Christopher Stirgus and Phil Ganz discussed approval odds if you have late payments on your credit and if you should pay off accounts that are negative, before applying for a mortgage. Philip Ganz reached out to us, to be a guest on the It Pays To Have Good Credit podcast and we went over all the questions we hear on a daily basis! With over 26 years of experience in the mortgage industry, Phil Ganz has helped thousands of families achieve the dream of homeownership with clarity, confidence, and care. As President of Next Wave Mortgage, he leads a dedicated team committed to fast turn times, transparent guidance, and highly personalized service. You can reach Philip at: Website: www.nextwavemortgage.com Email: phil@nextwavemortgage.com Telephone: 617-529-9317 If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit

I asked a lender what the minimum credit score for a mortgage is! (FT Phil Ganz)

👉 In this video you’ll learn: Christopher Stirgus and Phil Ganz discussed loan types and credit scores required for home buying! Philip Ganz reached out to us, to be a guest on the It Pays To Have Good Credit podcast and we went over all the questions we hear on a daily basis! With over 26 years of experience in the mortgage industry, Phil Ganz has helped thousands of families achieve the dream of homeownership with clarity, confidence, and care. As President of Next Wave Mortgage, he leads a dedicated team committed to fast turn times, transparent guidance, and highly personalized service. You can reach Philip at: Website: www.nextwavemortgage.com Email: phil@nextwavemortgage.com Telephone: 617-529-9317 If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit

Settle your credit card debt like a pro! (FT Attorney William "Bill" Mitchell)

👉 In this video you’ll learn: Attorney William "Bill" Mitchell with Legal Edge Debt Solutions reached out, to share his expertise with eliminating credit card debt for Americans! Reach out to him by visiting www.legaledgedebtsolutions.com and be sure to checkout his FREE Ebook! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit

Are credit scores a debt trap? (Ft Attorney William "Bill" Mitchell)

👉 In this video you’ll learn: Christopher Stirgus asked Attorney William "Bill" Mitchell, a series of deep thoughts about credit scores and how the entire credit system is structured. Tune in for this discussion. Full episode will be released on March 27 2026 at 7am MST. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit

How did Americans get in so much debt!?

👉 In this video you’ll learn: Attorney William Mitchell and Christopher Stirgus had a conversation on the amount of credit card debt Americans have. Attorney Mitchell has helped many consumers eliminate and get out of those bad debt situation. Full episode will be released on March 27, 2026 7am MST. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit

Renting vs Owning: The $600k interest question!

👉 In this video you’ll learn: The math behind renting vs owning a home. We'll discuss all costs associated with renting a home and buying a home. This episode may actually surprise you... If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit

Collection account reappeared on your credit report? Here's why.

👉 In this video you’ll learn: Why an item that was deleted off your credit report is now reappearing. Many consumers give up or become frustrated, without fully understand why this is happening to their credit reports and how to fix it! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit

First-Time Home Buyer Q&A | Credit Score, Realtor vs Lender & New Build vs Resale (FT Jamie Owen)

👉 In this video you’ll learn: Thinking about buying your first home? In this episode, I sit down with a professional realtor to answer the most common first-time home buyer questions. We cover: What credit score you really need to buy a home Should you contact a realtor or loan officer first? New build vs resale home — pros and cons What most first-time buyers get wrong Tips to make your first purchase smoother If you're planning to buy in 2026 (or just starting to think about it), this conversation will save you time, stress, and money. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit

What is the ideal credit score needed to buy a home in 2026? (FT Jamie Owen)

👉 In this video you’ll learn: Realtor Jamie Owen here in the Phoenix AZ valley, gives her opinion on ideal credit scores needed to buy a home in 2026. Tune in and take notes for this one! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit

Should you contact a realtor or mortgage lender first? (FT Jamie Owen)

👉 In this video you’ll learn: This episode will discuss the starting stage of home buying and who to contact first! Some consumers with great credit scores may decide to contact a realtor, while others with challenging credit history may decide to contact a mortgage lender first. Tune in and learn what's actually the pro's and con's of both! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start your free trial online: Info@StirgusCreditRepair.com | www.StirgusCreditRepair.com 👍 Like this video if it helps 💬 Comment “CREDIT” for free tips 📲 Subscribe for more credit education and real client results Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Order our books: www.stirguscreditrepair.com/books Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html Want to partner with us? https://stirguscreditrepair.com/partners.html Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html #StirgusCreditRepair #ItPaysToHaveGoodCredit
5 de 30