Mortgage Requirements in 2026: Cr...

Mortgage Requirements in 2026: Credit Score, Loan Types & What You Need to Buy a Home

It Pays To Have Good Credit por Christopher Stirgus
13 ago 2026
48:57

Notas del episodio

👉 In this episode you’ll learn: What credit score do you need to buy a house? What are the mortgage requirements for FHA, VA, conventional, and other home loans? And what credit issues can prevent you from getting approved for a mortgage?

In this episode of the It Pays To Have Good Credit Podcast, Christopher Stirgus, owner of Stirgus Credit Repair, sits down with Austin Edwards, known as Austin the Mortgage Man, to break down the connection between your credit profile and buying a home.

We discuss mortgage requirements, credit scores, common credit problems, loan types, and what prospective homebuyers should know BEFORE applying for a mortgage.

If you're planning to buy a house, improve your credit, or prepare for a mortgage, this episode can help you understand what lenders are looking for.

Subscribe for more conversations about credit repair, credit scores, mortgages, home buying, personal finance, and building better credit.

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Palabras clave

mortgage
credit score
first time home buyer
mortgagerequirements
homebuying
creditrepair
fha
conventionalloan