The Alternative to a 10 Year Period Certain Annuity

Are you thinking about buying a 10-Year Period Certain Annuity to bridge the income gap while you wait to claim Social Security? Before you hand over your lump sum and permanently lock up your cash, you need to see this alternative strategy!

In this video, Shawn Plummer from The Annuity Expert shares a brilliant way to "have your cake and eat it too." A standard period certain annuity is irrevocable—the insurance company simply trickles your money back to you with a tiny bit of interest, and after 10 years, the contract is completely over. Plus, you have zero access to your cash if a massive emergency hits!

Instead, Shawn reveals a powerful strategy using a Fixed Index Annuity (like the Athene Agility 10). By taking your 10% penalty-free withdrawals every year for the first 10 years, you completely recoup your initial investment. Then, in Year 11, you turn on the built-in guaranteed lifetime income rider! This strategy pays your bills while you wait for your maxed-out Social Security at age 70, keeps your money liquid in case of an emergency, and legally guarantees you a growing paycheck for the rest of your life!

📖 Master your income strategy! Read our complete guide to Period Certain Annuities here:

https://www.annuityexpertadvice.com/types-of-annuities/period-certain/

📞 Want a free, customized case design to see if this strategy works for your retirement? Call us for free at: 770-755-1565

⏱️ Video Chapters:

0:00 - Intro: A better alternative to a 10-year period certain annuity

0:14 - How a standard period certain annuity actually works

1:25 - The Alternative Strategy: Using the Athene Agility 10

2:22 - Years 1 to 10: Withdrawing your 10% penalty-free cash

3:02 - Year 11: Activating your growing Guaranteed Lifetime Income

4:18 - The Math: Turning a $1M investment into $1.5M in lifetime payouts

5:36 - Why this beats a rigid SPIA (Emergency liquidity and control!)

6:42 - How to perfectly bridge the gap to age 70 Social Security

7:35 - How to get free help from The Annuity Expert