Is a RILA Annuity Riskier Than A ...

Is a RILA Annuity Riskier Than A Fixed Index Annuity?

Retire For Less With The Annuity Expert por Shawn Plummer
E419
6 may 2026
03:09

Notas del episodio

Are you tempted by the high growth potential of a RILA (Registered Index-Linked Annuity), but terrified of losing a chunk of your hard-earned retirement savings to a stock market crash?

In this video, Shawn Plummer from The Annuity Expert answers whether a RILA is actually riskier than a Fixed Index Annuity (FIA). The straightforward answer is YES! Shawn breaks down how RILAs use a "buffer" system (meaning you can still lose money up to a certain percentage, like 10%, before the insurance company steps in). Because your principal is exposed to the market, RILAs carry real downside risk!

Instead of falling for this new, gimmicky product, Shawn reveals a brilliant strategy for Fixed Index Annuities. By purchasing an elite FIA (like the Athene Performance Elite) and paying a small fee for higher participation rates, you can capture RILA-level upside potential while maintaining 100% protection against market losses! Shawn also explains why FIAs are infinitely better for generating lifetime income and why they offer vastly superior index options—including the S&P 500, gold, AI, and even Bitcoin!

📖 Master your growth strategy! Read our complete guide to Indexed Annuities here:

https://www.annuityexpertadvice.com/types-of-annuities/indexed-annuity/

📞 Want a free, unbiased comparison to find the absolute best FIA for your money? Call us for free at: 770-755-1565