Is a GLWB Better Than a DIA?

Are you thinking about purchasing a Deferred Income Annuity (DIA) to guarantee your future retirement paycheck? Stop right there! If you want to protect your life savings, you need to hear the brutal truth about these incredibly rigid contracts.

In this video, Shawn Plummer from The Annuity Expert gives a candid, no-nonsense rant answering the question: Can a GLWB (Guaranteed Lifetime Withdrawal Benefit) be better than a DIA? The answer is almost always yes! Shawn breaks down exactly why DIAs are terrible products—you are locked into a rigid payment date, you earn zero interest, and if you die early, the insurance company might just keep all of your money!

The only exception? Using a DIA as a QLAC (Qualified Longevity Annuity Contract) to legally defer taxes on up to $210,000 of your IRA money!

For everyone else, Shawn explains why a Fixed Index Annuity with a GLWB rider is infinitely superior. A GLWB gives you total flexibility to change your retirement date, allows your money to earn interest, provides a guaranteed lump-sum death benefit for your family, and is currently offering the absolute highest payouts since the 1990s!

📊 Skip the garbage products! Run your own math and calculate your guaranteed GLWB payouts anonymously right here:

https://www.annuityexpertadvice.com/annuity-calculator-2/

📞 Want a free, unbiased comparison of the top 30 GLWB carriers? Call us for free at: 770-755-1565

⏱️ Video Chapters:

0:00 - Intro: Can a GLWB be better than a DIA?

0:09 - The Brutal Truth: Why DIAs are garbage products

0:19 - The ONE Exception: Using a DIA for a QLAC ($210k limit)

0:45 - The massive risks of a DIA (Rigid dates and terrible death benefits)

1:05 - Why GLWBs are infinitely better (Flexibility, growth, and lump sums)

1:47 - Why you should never let an advisor sell you a standard DIA

2:08 - How to use our anonymous calculator to compare 30+ companies

2:45 - Why today is the best time since the 1990s to buy a GLWB