If you are 50 or older, you are probably starting to worry about losing your hard-earned retirement savings in a sudden stock market crash. But what if you could protect 100% of your principal while still capturing a solid chunk of the market's upside?

In this video, Shawn Plummer from The Annuity Expert reveals his top two favorite Fixed Index Annuities (FIAs) for 2026: The Oceanview CapLock and the Athene Aviator.

Shawn breaks down exactly how these FIAs act as the ultimate "happy compromise" for conservative investors. You will learn about the massive advantage of term-level rate lock-ins (so the insurance company can never lower your cap during your contract term) and how the Athene Aviator's unique "manual lock-in" button lets you secure your market gains exactly when you want to!

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