If you own an annuity and you're thinking about moving those funds back into the stock market or into a traditional IRA, you need to make sure you follow the IRS rules so you don't trigger a massive tax bill!

In this video, Shawn Plummer from The Annuity Expert answers the question: Can an annuity be rolled over into an IRA? The short answer is yes—but it must be a "like-to-like" transfer (e.g., an IRA annuity to a traditional IRA). Shawn issues a massive warning about why you should never try to roll a non-qualified (after-tax) annuity into an IRA, which will completely hose your tax situation.

You'll also learn why replacing an old, pre-2019 IRA annuity with a modern contract might actually be your best move to lock in today's peak 2026 interest rates (paying 5% to 6.25% fixed, or 7% to 10% for lifetime income payouts). Finally, Sha ...