This Annuity Pays Lifetime Income...
This Annuity Pays Lifetime Income and Returns Your Full Investment After Death If Any Money Remains

Retire For Less With The Annuity Expert por Shawn Plummer

Notas del episodio

What if you could guarantee a steady paycheck for the rest of your life, but still guarantee that your family inherits every single penny of your original investment?

In this video, Shawn Plummer from The Annuity Expert breaks down a brand new, highly anticipated annuity rider released by Lincoln Financial in March 2026. Historically, if you took a lifetime income payout, your death benefit would slowly drain to zero. But Lincoln Financial’s new "Estate Lock" feature flips the script: As long as there is at least $1 left in your account value when you pass away, your beneficiaries will receive 100% of your original premium back as a death benefit!

Watch to learn exactly how this new feature works, the impressive payout rates (like 5.6% for a 65-year-old), and why Lincoln Financial is currently dominating the Fixed Index Annuity market ... 

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