If you have an annuity that is underperforming and you want to move your money, your first thought might be to roll it into your employer's 401(k). But is that actually allowed?

In this video, Shawn Plummer from The Annuity Expert answers the common question: Can I roll an annuity into a 401(k)? The short answer is usually no. Shawn explains how employer-sponsored plan rules and differing IRS tax codes make this move incredibly rare—and why taking after-tax money from a non-qualified annuity and putting it into a fully taxable 401(k) is a massive mistake!

Instead of a 401(k) rollover, Shawn breaks down the two best ways to upgrade your annuity: executing a direct transfer to a new IRA annuity, or utilizing a tax-free 1035 Exchange to lock in higher upside potential, better fixed interest rates, or a much larger lifetime payout.

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