Universal life insurance gives you lifelong protection with built-in flexibility—but it also comes with risks you should know. In this episode, we break down how universal life works, its benefits, and potential drawbacks so you can decide if it’s the right fit for your financial plan.

✨ Here’s what you’ll learn:

• 🛡️ How universal life insurance works
• 📈 Flexible premiums & cash value growth
• 💡 Key advantages compared to other policies
• ⚠️ Risks & costs you need to consider
• 🎯 Who should and shouldn’t get universal life

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