How much is your annuity really worth in today’s dollars? In this episode, we explain how to calculate the present value of an annuity—so you can make smarter financial decisions about selling, investing, or comparing income options. Whether you're evaluating a lump sum offer or simply curious about your annuity’s true value, we break it down in simple terms.

You'll learn how interest rates, payment frequency, and timing all affect your annuity's present value—and why it matters when planning your retirement strategy.

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