What will happen to the housing market in 2026? Will mortgage rates finally drop below 6%? Is affordability improving? And are we heading toward a buyer’s market?

In this episode of Real Estate Served on the Rocks, we recap our 2025 predictions (and how accurate we were), then break down our 2026 housing market forecast — covering interest rates, inventory growth, affordability trends, climate-driven migration, and what buyers and sellers should expect — all while reviewing 2XO “Two Times Oak” Bourbon by Dixon Dedman.

If you’re planning to buy or sell in 2026, this episode is a must-watch.

In this episode we cover:

• Why mortgage rates are driven by Treasury bonds (not just the Fed)

• Our 2026 mortgage rate prediction (will we dip below 6%?)

• Why affordability depends on 3 key factors: rates, wages, and prices ...